Estimate your monthly mortgage payment in Dubai based on purchase price, down payment, loan period, and interest rate.
Mortgage Calculator
Estimate your monthly mortgage payment, upfront purchase costs, and total amount required to buy a property in Dubai.
Use this to work out loan costs alone. If you also want rental income and net ROI worked out together, use the Cash Flow Calculator instead.
This calculator is for general guidance only. Actual mortgage approval, interest rates, loan-to-value, bank fees, agency fees, valuation fees, registration fees, and upfront costs can vary depending on the bank, buyer profile, property type, valuation, and transaction structure.
Need help understanding what you can afford?
Mortgage payments are only one part of the buying decision. I can help you review budget, property options, service charges, rental value, and realistic exit potential.
Want help interpreting these numbers?
Book a consultation and get clear advice on whether this property makes sense for your goals, budget, and timeline.
Book a ConsultationFrequently Asked Questions
How much down payment do I need for a Dubai mortgage?
UAE residents typically need a minimum 20–25% down payment; non-residents 25–35%, depending on the bank and property value.
What upfront costs are there beyond the down payment?
DLD transfer fee (4%), trustee fee, mortgage registration fee, valuation fee, bank arrangement fee, and agency commission — all included in this calculator’s breakdown.