Dubai Mortgage Cash Flow Calculator
Estimate mortgage payments, upfront costs, operating income, cash flow after debt payments and cash-on-cash return for a Dubai rental property.
Use evidence-backed rent and enter your cost assumptions. The model separates operating income from cash flow after mortgage payments.
Review upfront cost assumptions
These editable budgeting allowances are not a bank quotation or a complete fee schedule. Percentage allowances include any VAT assumed within the entered rate. Confirm each amount for your transaction.
Operating yield divides net operating income by price plus purchase/setup costs. Cash-on-cash return divides cash flow after mortgage payments by down payment plus purchase/setup costs. Mortgage payments include principal and interest; principal builds equity but is not added to these income returns. This is a constant-rate repayment model. No capital growth, tax or disposal proceeds are forecast. Zero-loan scenarios exclude borrowing fees. Zero cost inputs can overstate returns if real costs are omitted. This calculator is for general guidance only. Actual mortgage terms, service charges, rent, upfront costs, vacancy, maintenance, and bank fees can vary.
Use the ROI Calculator for an unfinanced income model.
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What’s the difference between the ROI Calculator and the Cash Flow Calculator?
The ROI Calculator models operating income for a cash purchase. The Cash Flow Calculator separates operating income, mortgage payments, cash flow and cash-on-cash return using your entered assumptions.